Umepaisa - Personal Loan App Review
Umepaisa is a personal loan application for salaried individuals that provides loans ranging from 1,000 PKR to 1,00,000 PKR, deposited straight into your bank accountWith lower requirements and a convenient loan process, everything is done online for a smooth experience. The app boasts of SSL encrypted data transmission to ensure the safety of personal information. To apply for a loan, you need to be a resident of Pakistan, at least 18 years old, and have an ID card, bank card, and a selfie photo.
The loan amount varies from 3,000 PKR to 5,00,000 PKR with a tenure of 91 days to 365 days and an APR ranging from 8% to 30% per year. Unapproved applications do not attract any service fee. Once approved, the app provides a detailed breakdown of the total payable amount including principal, interest, and service fee. To apply for a loan, install the app from the Google Play Store, register with your phone number, fill out your personal information, agree and sign the electronic agreement, and wait for reviews.
User reviews about Umepaisa
Have you tried Umepaisa? Be the first to leave your opinion!